Sitemap

First Home Buyers

• Perth First Home Buyers Market Down
• Queensland First Home Buyers, Lowest in 6 Years

Home

Home Loan and Mortgages

• Home loan demand still strong
• Home loan finance increases again
• Housing finance jumps in July

Affordability

• Macarthur Region Now Feels the Effect of Rate Hike
• Bank Lending Criteria Become Stricter
• Improving economy prompts a spending spree
• The Great Australian Dream
• Do home owners expect rate rises?
• Consumer confidence on the rise
• Figures indicate Australians careful with mortgage debt
• RBA hikes up official cash rate
• Wealthy to benefit at expense to lower-income households
• Rate rises may cause mortgage pain
• It's all good second time around
• High interest in mid-range properties
• Withdrawals from frozen home loan funds
• Joint ownership may be good strategy
• Mortgage stress may rise
• Less mortgage stress for households
• Borrow only for home loans
• Australians paying down debt
• Housing affordability improves in Brisbane
• Australians may be taking on too much debt
• Home owners confused over rate direction
• Fall in land values over three month period
• Low rates haven't saved mortgage stress figures
• Help for homeowners in financial hardship
• Mortgage stress could rise
• Lowest home loan rates for 50 years
• Housing market will recover
• Act now to prevent mortgage stress
• Conservative spending while rates low
• Late payments due to increase
• Basic home loans a winner
• Owner-occupied housing approvals increase
• Mortgage stress set to rise
• Government grants to help housing affordability
• Mortgage repayments easy for most
• Housing affordability improves
• Housing affordability helped by rate cut
• Housing stress worse for separated parents
• One million to suffer mortgage stress next year
• Owning a home more unaffordable than ever

Fixed Home Loans

• Rethink your mortgage rate
• Fixed rate debate
• Borrowers quick to fix mortgage
• Is it too late to fix your home loan?
• Rising rates for fixed mortgages
• Fixed rate demand higher
• Fixed rates still not tempting enough
• Don't fix yet, say mortgage experts
• Home owner dilemma: fixed or variable?
• No rush for fixed rates
• Banks may compete for your business
• Banks raise fixed rates
• Rising interest rates for fixed mortgages
• Fix your loan soon say experts
• Increase in variable rate home loans
• Fixed rate home loans the way to go
• Variable rate mortgages at all time high
• Help needed for those with fixed rates
• Fixing a home loan
• Fix your home loan rate soon
• Fixed rate home loans make a comeback
• Fixed-rate mortgage dilemma
• Costly exit fees bite
• Fixed rate mortgages no longer attractive in SA

Privacy Statement

Search

Sitemap

About Us

• About Inside Finance

Advertise

Advice & Tips

• Can you limit your spending?
• Should consumers look at other options?
• Easy steps to affordable home ownership
• How to win home loan approval
• Tread carefully with new products
• Know your home loan
• Save now, spend later
• Health check your mortgage
• Cheapest home loans?
• Bundle and save
• Home owners bracing for rate rises
• Expert advice on debt management
• Rate rises imminent
• Experts agree on repayment strategies
• Will smaller lenders make a comeback?
• Bonus offers mortgage relief
• Reducing your mortgage faster
• Easy steps with your home loan can save your house
• What Does the Rate Cut Mean?
• Saving on interest payments
• Requests for more affordable housing

Other Mortgage Brokers

• Brokers popular with young buyers

Your Local Finance

Rent or Buy?

• The Great Australian Dream
• Auction turnover rates pleasing
• Rentals more affordable as prices ease
• Rental vacancy rates on the increase
• Renting becomes a little easier
• Rental squeeze eases in NSW
• Hopeful Generation Y
• Home ownership unaffordable for renters

Home Loans

• Home loan approvals rise slightly

Interest Rates

• Low Interest Rates Lead to Higher Debt
• Interest rates on hold - RBA
• RBA's Lowe Speech Shows the Two Sides of the Crisis
• Rates Now Approaching Average
• Economists to Scrutinize RBA Meeting Minutes
• Rate hike shows economy stronger says Swan, Opposition says otherwise
• 3.3 % Fall in Housing Approvals Alerts Interest Rate Hike
• Reserve Bank will Increase Interest Rates Again
• Rates rise again 3.75%
• RBA lifts official rates to 3.50%
• Personal loans not included in rate cuts
• November rate hike revised down
• RBA set to raise rates sharply
• Do home owners expect rate rises?
• Melbourne Cup rate rise prediction
• Consumer confidence on the rise
• RBA confident of economic improvement
• Banks review mortgage rates
• RBA hikes up official cash rate
• Property markets will suffer from rate rises
• Stimulus packages not the cause of rate rises, says Swan
• Rate rises may cause mortgage pain
• Keating speaks strong words in competition fight
• Calls for rate to be left on hold get louder
• Homeowners must prepare for rate increases
• RBA cautiously preparing
• What to do about the inevitable
• Record number to own first home
• Unemployment justifies rate freeze
• No worries at Aussie
• Prepare your mortgage for rate rises
• Health check your mortgage
• Home owners bracing for rate rises
• No change for official interest rates.
• Rate rises imminent
• Do the sums now, warn experts
• What the future holds for Australia
• Low interest rates a thing of the past
• RBA warning over interest rates
• Rate rises no reason to fix
• Housing industry pleased rates remain low
• Obvious rate rises due
• Interest rates: when will they rise?
• Don't fix just yet
• Property investors back in the market
• Rates hold should support housing sector
• Interest rates remain on hold
• Interest rate decision due next week
• Australian's pay extra for not comparing deals
• CBA raises rates, angers Treasurer

Low Doc Home Loans

• Trend in Home Loan Approval Concerns HIA and Master Builders

Refinancing

• Housing Gets the Bulk of Weekly Budgets
• Low rates causes refinancing rush
• Think before you cancel your fixed rate
• WA borrowers rush to refinance
• Big banks charging higher exit fees
• High exit fees for loan switchers
• Battling borrowers should consider selling

Reverse Mortgage

• Reverse mortgage trend
• Wise use of reverse mortgages
• More seniors opt for reverse mortgage
• Lenders pull reverse mortgages from the market.
• Increase interest in reverse mortgages
• Over Fifty Group suspends reverse-mortgage
• Seniors income-poor but asset-rich
• Reverse mortgages proving popular
• Reverse mortgages a last resort
• Credit crunch puts the brakes on reverse mortgages
• Reverse Mortgages up 34%.

Stamp Duty

• Calls for stamp duty to be abolished
• Stamp duty concessions in NSW
• Rising stamp duty burdens for home owners
• Stamp duty under review
• WA's stamp duty impacting on housing affordability

Real Estate & Property

• Brisbane and Perth, Most Expensive Homes in Australia
• GenY Halts Plans of Home Ownership
• Consumer Confidence Drops Slightly

Prices & Trends

• Auction Market Slows Down
• Aussie homes expanding
• Improving economy prompts a spending spree
• Residential sales promising
• Impressive home auction sales
• Property values set to rise in 2010
• Australia's big sigh of relief
• It's all good second time around
• Popularity of new homes on the rise
• Fresh hopes for property market
• Best property spots in Australia
• Changing face of buyers
• Melbourne grows a strong market
• Australia ignores global crisis
• Sydney prices ride an upward wave
• House prices remain strong
• Prices up across Australia
• Moving to the country
• Australian property prices defy global trend
• NSW, Melbourne and Darwin post big gains
• Surprise fall in new home sales
• Australian house prices buck global trend
• House prices set to rise this year
• Rise in home loans falls short of predictions
• Apartment sales indicate worst may be over
• House prices up in Britain
• Sales of new homes hit record high
• Fall in land values over three month period
• House prices may fall further
• Housing finance increasing month by month
• Rental vacancy rates on the increase
• Australian property market performs well
• Property market strong
• Encouraging data on house prices
• Sydney may lead property recovery
• Home loan approvals rise slightly
• Home loan approvals up in Victoria
• Property values up 1.1 per cent
• RBA confident house prices will hold up
• Sales of new homes rise
• Housing is solid: CBA
• Prices boosted by first home buyers
• Small rise in indigenous home ownership
• Property sales better at lower end
• Owner-occupied housing approvals increase
• Rental squeeze eases in NSW
• Home loan approvals up by 6.4%
• Property markets boosted by rate cut
• Tough year ahead for property
• Changing trends in housing raise fears for sustainability

Investment Property

• Investors back on the scene
• Why the decline in housing finance?
• New home sales increasing
• Investors set to overtake first home buyers
• ANZ launch new mortgage product
• Property investors back in the market
• Investors wait for first home buyer shift
• Investors storm the market
• Property a great investment
• Making the mortgage work in retirement

Mortgage Repossessions

• Brisbane Rent to Soar by Year End
• No large scale defaults predicted
• Help for homeowners in financial hardship
• Mortgage stress could rise
• Housing thanks wage growth
• Negative equity not so common
• Banks offer mortgage help during rising unemployment
• Act now to prevent mortgage stress
• Mortgage repossessions on the rise
• Hope for homeowners facing repossession
• Banks urged to be compassionate
• RBA backs US Government mortgage bailout
• Act now to prevent possession
• Mortgage stress and repossessions a reality
• One in five under mortgage stress to lose homes
• Man jailed for fighting repossession
• New laws to stop undervalued repossession sales
• Claims housing market is not in crisis
• Prices slide in high mortgagee suburbs
• Home repossessions climb
• Home buyers caught off guard by interest rate rises.

Banks

• Bank Fee Income Reaches $12.7B
• Small business paying over and above
• Banks review mortgage rates
• Resilient Australian banks
• One year since meltdown
• Australia's banking system under review
• Banks may make tough choices
• St George latest bank to cut rates
• Banks donate to Victoria's bushfire appeal
• BankSA cuts mortgage rates 1 per cent
• 1 per cent cut from Reserve Bank
• Banks versus niche lenders during economic crisis
• Cuts to NZ mortgage interest rates
• Bendigo Bank latest to cut home loan rates
• Switching banks to get easier for consumers
• Big Four all cut rates - finally
• Banks forced to consider rate cuts as mortgage slump continues
• Banks profits rise despite credit crunch

Adelaide Bank

• Home lending competition under threat

ANZ

• 4 Major Australian Lender Banks Followed RBA Rate Hike
• ANZ new brand identity
• ANZ first to change mortgage rates
• Homeowners must prepare for rate increases
• ANZ, NAB hungry for larger slice
• ANZ cuts rates 10 basis points
• ANZ bank passes on 1% cut to home loans
• ANZ rate cut
• ANZ drops fixed rates
• Banks lower fixed rate products
• ANZ plan to boost indigenous home ownership
• Fixed rate home loan cut: ANZ
• Banks defend 100% home loans
• Competitive Power to the Big Five
• ANZ rate rise signals more hurt
• ANZ increases variable mortgage rate to 9.47%
• ANZ National in NZ increases profit by 7%
• ANZ legacy feels meltdown effects

Bankwest

• Lenders all follow suit
• New mortgage product shakes up market
• Bankwest December Rate Cut
• BankWest matches other banks with rate cut
• Customers wait three weeks for BankWest rate cut

Bank of Queensland

• Bank of Queensland follow other banks
• Bank Of Queensland rate cut
• BoQ posts impressive numbers
• A warning of more rate rises from BoQ

Bendigo Bank

• Bendigo and Adelaide Bank cut rates 90 basis points
• Bendigo Bank matches the Big Five
• Shared equity loans to become widespread

Commonwealth Bank

• CBA raise rates more than the RBA policy
• Big Four rush to lift variable mortgage rates
• Banks will be careful with rate rises
• CBA follows other banks, raises fixed rates
• Keating speaks strong words in competition fight
• Homeowners must prepare for rate increases
• Banks cut fees for accounts
• Bank customers hit web to vent
• Big Four competitive advantage
• CBA raises rates, angers Treasurer
• Westpac and CBA dominating new mortgages
• Rising interest rates for fixed mortgages
• CBA the only lender to cut rates
• RBA cut rates, but banks not so sure
• Mortgage help for those affected by job loss
• CBA aquires $2.25 billion of Wizard home loans
• Banks ask first home buyers for 5% deposit
• CBA cut home loan rates by 1%
• Now it will cost more to get your mortgage from CBA
• Wizard sold to Aussie and CBA
• NAB, Westpac, Commonwealth cut rates
• Commonwealth Bank rate cut
• CBA cuts variable rate 0.58%
• Busy day for CBA
• Banks dominate home loan market
• Fees provide profit for CBA
• Commonwealth Bank lifts standard variable rate to 9.44%
• CBA keeps rates lower
• Commonwealth bank says unaffordable home loan is 'an aberration'
• May RBA rate rise tipped
• Standard variable home loan rate rise.

National Australia Bank

• NAB Satisfaction Picks Up while Westpac Fall
• NAB Profits Fall Due to Fee Cuts
• NAB raises rates but slams Westpac
• Mortgage rate increases hang in the balance
• Increases to NAB fixed rate home loans
• Big Four rush to lift variable mortgage rates
• NAB all set to purchase Challenger
• Homeowners must prepare for rate increases
• Challenger proving a challenge
• NAB set to purchase Challenger
• NAB posts half year profits
• Rising interest rates for fixed mortgages
• NAB cut rates for broker-distributed products.
• NAB not passing on any cuts
• NAB pass on full rate cut to homeowners
• NAB rate cut
• NAB commits to rate cut
• Treasury puts pressure on banks as NAB promise rate cuts
• Brokers to become wider financial advisers for NAB
• Anzac Day rate rise from NAB
• NAB hikes home loan rate to 9.36%
• More Banks Raise Rates after Tuesdays' Reserve Bank Rise

Westpac Bank

• Westpac Expects Slow Down in Mortgage Lending
• Westpac surprise for home owners
• Big Four rush to lift variable mortgage rates
• Homeowners must prepare for rate increases
• Westpac impress home owners
• Westpac lift fixed interest rates
• Westpac and CBA dominating new mortgages
• Big Four profit loss
• Westpac third bank to cut rates
• Westpac cuts home loan rates 1%
• Westpac second bank to cut rates
• Westpac cuts variable rate
• Westpac cuts fixed rates again
• Westpac lifts variable home loan rate to 9.47%
• Mortgage Choice to have commissions cut by Westpac
• Westpac the latest lender to lift rates
• Another bank and another $500m
• Westpac raises variable home loan rates

St George

• Lenders all follow suit
• St George latest bank to cut rates
• St George Bank cut rates 1%
• St George rate cut
• St George interest rate cut: latest news
• St George rate cut beats the big four
• Broker commissions cut by St George
• BankSA interest rate now tops the banks
• St George increases home loan rate to 9.47%
• St George lifts rates to 9.47%

Suncorp

About Us

• About Inside Finance

Contacts

Other Banks

• HSBC offers record low home loan rate
• Five major banks cut home loan rates
• Big Four hold the market
• Banks cut fixed interest home loan rates

Non-Bank Lenders

• Will smaller lenders make a comeback?

Bluestone

Forums

Liberty

First Home Grant

• No concern over building approval falls
• No big rush on grants
• Housing markets watch and wait
• Record number to own first home
• Why the decline in housing finance?
• No worries at Aussie
• Slow but steady first home buyer market
• Rush over for first home buyers
• Smiles all around in Queensland
• First home buyers less prevalent in market
• First home buyers cautious over grant
• Lower numbers of first home buyers
• FHOG boost keeps law firms busy
• FHOG comments criticized
• FHOG wanted for longer
• Boost to first home owner grant extended
• End of first home buyer grant could cause price slump
• Calls to keep the first home owners grant
• Support for grant to be extended
• Increased grant entices first home buyers
• Prices boosted by first home buyers
• Considerable jump in the number of new home sales
• First Home Buyers storm the market
• First home buyer grants boost property market
• Flaws in extending the increase to first homebuyer grants
• Rudd under pressure to extend increases to the first homebuyers grant
• First home buyer grants popular
• Queensland has some very happy first home buyers
• Radical proposals for FHG's
• Government grant helps first-home buyers in SA
• First-home buyers looking for new houses

all other products

• Focus on Homeloan Weakens Economic Growth
• Demand for home loans Plunges
• New Laws in Home Loans Put Violators to Jail
• Mortgage Rates expected to hit 10% by 2012
• Caution urged over new home-loan products

Mortgage Brokers

• Will rate cuts come to your house?
• Police & Nurses pass on full RBA cut
• Ian Thorpe dives into mortgages
• Mortgage Choice announce new plans
• Aussie Home Loans cut rates again
• NAB set to buy Wizard Home Loans

Aussie Home Loans

• Home Owners Worry on Rate Hike
• GE Money customers refinance for nil cost
• RAMS and Aussie cut rates
• Wizard sold to Aussie and CBA
• Aussie Home Loan
• Aussie Home Loans rate cuts
• Aussie Home Loans, ANZ reduce variable rate
• Aussie customers offered AMP insurance
• CBA keen on stake in Aussie Home Loans
• New chapter for Aussie Home Loans
• Mortgage support needed from Government

Government & Policy

• Increased Super Benefits and Tax Breaks on the Verge
• Small business paying over and above
• Keystart moves to raise rates
• Stimulus packages not the cause of rate rises, says Swan
• Resilient Australian banks
• Greener houses for renters
• Australia's banking system under review
• Withdrawals from frozen home loan funds
• Government rescue plan
• Banks may make tough choices
• Australian housing market holding up
• FHOG boost keeps law firms busy
• Auction clearance rates promising
• Less green loan funding available
• Banks offer mortgage help during rising unemployment
• Government stimulus package phase two
• Rudd government signals second stimulus package
• Government bonus goes towards the mortgage
• Home ownership scheme enjoying success

Building and Construction

• Housing Costs in Sydney Increasing
• Hobart, Affordable for First Home Buyers
• No concern over building approval falls
• Popularity of new homes on the rise
• Building industry excited by forecast
• Better results for building industry
• HIA confirms slowing new home sales
• HIA confident of improvements
• Construction building on good foundations
• Building industry sees improvement
• New home sales increasing
• Build a new home campaign hits WA
• Home building on the rise
• Sales of new homes hit record high
• Recovery for housing market imminent
• Building and constructions down
• New housing approvals rise again
• Sales of new homes rise
• Considerable jump in the number of new home sales
• Construction of new homes set to rise
• Building industry wants banks to pass on rate cut
• US building sector struggles on
• Added extras for new homes
• Building approvals down
• Home renovation trend
• Property renovations support the building industry
• Home designs grow popular
• New construction down, renovations up
• Low-cost renovations for your home

Buying Your First Home

• Additional $4000 Grant for First Home Buyers
• Credit Unions Gaining Market Share
• First home buyers cautious
• First home buyer time bomb
• Keystart asks for bigger deposit
• What the future holds for Australia
• First home buyers ignoring saver scheme
• Lending limits rethink
• WA enjoying a strong first home buyer market
• First home buyers urged to be cautious
• Calm in the market urged
• Caution issued to first home buyers
• More first home buyers will buy this year
• Young Australians still finding property unaffordable
• First home buyers make up for lost time
• How the rate cuts helped first home buyers

No Deposit Home Loans

• Keystart asks for bigger deposit
• Home loan lending tightens
• CBA and ANZ pull no-deposit home loans
• Deposit required for new home loans

Mortgage House

• Australians confident of finances
• Home building activity sliding rapidly

Advice & Tips

• Joint ownership may be good strategy
• New year offers hope to buyers
• Requests for more affordable housing
• Improvements in housing affordability

Advice & Tips

• Happy borrowers look to brokers
• Experts agree on repayment strategies
• Plea for more pre-purchase inspections

Mortgage Choice

Rams Home Loans

• Paperless society
• Rams increase it's network
• RAMS and Aussie cut rates
• RAMS rate cut
• RAMS make the biggest cut
• Interest rate cuts from non-bank lenders

All Non Bank Lenders

• Keystart moves to raise rates
• Customer satisfaction better with credit unions
• Keating speaks strong words in competition fight
• Suncorp cut home loan rates 10 basis points
• B&E cut home loan rates
• GE Money customers refinance for nil cost
• Non-bank lenders loose market share
• Competition in the mortgage market
• Ian Thorpe dives into mortgages
• Super funds may need to diversify

Wizard Home Loans

• CBA aquires $2.25 billion of Wizard home loans
• Wizard sold to Aussie and CBA
• Wizard Home Loans rate cut
• Wizard Home Loans follows with a rate cut
• Wizard hikes home loan rate to 9.29%

Industry

• Credit Cards Debts Surpass Mortgage Repayments
• Australian Borrowers Face Greater Risks
• Government Denies Australia is a Property Tax Haven
• Big Four all cut rates - finally

Reserve Bank

• Reserve Bank will Increase Interest Rates Again
• RBA lifts official rates to 3.50%
• A sure bet for Cup Day today
• New home sales slump may slow rate rise
• Rate rises no trouble for most
• RBA set to raise rates sharply
• RBA hikes up official cash rate
• Predictions for rate rises
• Banks will be careful with rate rises
• Forecast for rate rises says November
• No change for official interest rates.
• RBA meeting to discuss future policy
• Rates stay just as they are
• Scope for further cuts: RBA
• Interest rates remain on hold
• RBA believes in a recovery
• Interest rates left unchanged
• Official interest rates left unchanged
• Weak economic data behnd rate cut
• Reserve Bank cuts rates again
• RBA meets tomorrow to discuss interest rate
• Reserve Bank leave rates unchanged
• RBA predictions March 2009
• Reserve Bank cuts interest rate to 3.25%
• Interest Rate Predictions: RBA
• Interest rate cut as economy stalls
• Reserve Bank likely to cut interest rates
• Interest Rates: 2009 predictions
• Interest Rate predictions for 2009
• Economy is likely to force RBA towards further rate cuts
• RBA shock cut: one full per cent
• Australian stock market responds to RBA move
• RBA urged to cut rates again
• No change for interest rates
• Confidence in economy at all time low
• Christmas rate relief possible
• RBA claims mortgage holders are getting by
• Inflation at its highest since 1991
• RBA buys $320m in mortgage-backed securities
• Interest rates expected to remain on hold
• RBA gives banks the thumbs up for increasing rates
• RBA rejects mortgage stress claims

Sub Prime

• Banks forced to consider rate cuts as mortgage slump continues
• Australia has low exposure to subprime loans says PM
• Rise in subprime mortgage foreclosures unlikely

Find a Broker

Online Mortgage Refinance

variable home interest

Combining your consumer debt and mortgage

How does equity work

Third Party Mortgage

How long will it take to refinance?

Refinancing Steps

Will interest rates fall

What mortgage brokers do

Should I fix my home loan rate?

Mortgage Release Fees

Older Home Loan Applicants

Shared Equity Home Loans

Home loan interest calculation method

Use Equity To Buy Second Home

What percentage of my salary for mortgage?

First Home Savings Account

Low-doc home loan

What is principle on home loan

First Home Owners Savings Account

Buy mortgage repossessions