Banks offer mortgage help during rising unemployment

by Rachel Seymour 6/04/2009

 Australian's who loose their job will be able to delay mortgage repayments for up to 12 months.

The new deal announced by Kevin Rudd will see home owners affected by unemployment able to ask their bank for a grace period.  They can also ask for other debts such as personal loans or car loans to be considered.

Umployment figures are rising and this could cause many more Australians to be affected by financial difficulties.

"The Government's purpose in its negotiations with the banks has been clear: to ask the banks to provide maximum flexibility for borrowers suffering temporary hardship through forced unemployment," Mr Rudd said.

"I'd like to thank publicly the banks for the goodwill they've demonstrated so far in this area," he said.

 

The Big Four banks of Australia have agreed to the deal but can choose to reject applications for 'grace periods' if it is thought to be a financial risk.

However, the Opposition's treasury spokesman, Joe Hockey, says the Government is trying to take credit for something that is "old news" claiming that this deal was struck two weeks ago.




http://www.insidefinance.com.au/Banks/Commonwealth_Bank/Mortgage_help_for_those_affected_by_job_loss






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source: ABC Online
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