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Banks cut rates

Jan 29 2009 11:30am#1 (permalink)

Optimistic Empty Nester

Anonymous Visitor
Avatar for Optimistic Empty Nester		I'd say this is a good time to consider a mortgage while rates are low?
Jan 29 2009 2:16pm#2 (permalink)

First home buyer

Anonymous Visitor
Avatar for First home buyer		Yep I am buying my first home soon and I am happy that the interest rates have come down and I can get the first homebuyer grant too... but I saved like mad for years to have a decent deposit thankfully both me and my partner have good jobs so we feel secure making this investment. If rates fall again next month we will be very happy!
Jan 29 2009 5:15pm#3 (permalink)

HJA

Anonymous Visitor
Avatar for HJA		We have a fixed mortgage so we are a bit annoyed now! It is good rates are coming down for everyone else but what about those of us who fixed our rates last year when they were really high?
Jan 29 2009 5:17pm#4 (permalink)

First home buyer

Anonymous Visitor
Avatar for First home buyer		Lisa, have you looked into refinancing to get a lower rate? I feel for you, my parents are paying a high interest rate too but they are considering changing it
Jan 29 2009 5:21pm#5 (permalink)

HJA

Anonymous Visitor
Avatar for HJA		I am going to have a look at refinancing because even though I know there are exit fees I want to just check to make sure I wouldn't be better off changing... it's only fixed for one more year so I may just go with it and then look at what the rates are foinf this time next year
Dec 4 2010 6:11am#6 (permalink)

jj_aris1982

Anonymous Visitor
Avatar for jj_aris1982		Have you tried using or applying for a home owner loan? It seems like a good idea to get one especially if you find a deal that comes with a very low rate

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