CBA cuts variable rate 0.58%

by Rachel Seymour 4/11/2008

 CBA cuts variable rate 0.58%

 Commonwealth Bank of Australia is the first lender to ammend home loan interest rates following today's announcement from the Reserve Bank of Australia. CBA cuts variable rate 0.58%

The RBA cut official cash rates by 75 basis points today, now the Commonwealth Bank is dropping standard variable rates by 58 basis points.  The cash rate is now at 5.75 per cent, suprising many forecasters who predicted a 50 basis points cut.

The bank's rate will now be 7.74 per cent, down from 8.32 per cent, and the economiser base variable rate falls to 7.23 per cent, from 7.81 per cent.

Ross McEwan, Retail Banking Services Group executive said the move was a bid to show understanding to home loan customers.

"Unfortunately, as a result of a significant increase in all three elements of our cost of funding over recent weeks, we have not been able to pass on the full amount of this latest decrease in interest rates," he said.

"Raising long-term funds remains extremely difficult and expensive.


The rates are effective for new and existing customers from November 10.  Home owners with a $250,000 mortgage will now save an extra $120 per month on their mortgage repayments.





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source: Ninemsn
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